Computer program for online ba

An online banking simulation program. This needs to allow teacher access and student use as an online bank for a classroom simulation which is individualized by each students choices. Teacher needs to access for input of student data, and direct deposit during the course. I have been looking for this for at least 12 years, knowing that the day would come when students said "I will never write a check in my real life, why are we learning this?" My students work through a simulation of living on their own from job interviews to renting, shopping, home purchase, car purchase etc. This is the piece of the puzzle that I cannot do on my own. It would be helpful if it could include the ability to scan a "bank card" (which I would have to be able to set up) for the purchases they make. People say this should be doable, but no one wants to do it. Students really need this opportunity to experience learning about this in a realistic way without losing real money in the process. My graduates in the community always tell me how helpful this course has been for them, I would like to keep it current and valuable.